HOME FS&LA OF NILES
NILES, OHIO · FDIC Cert #28349
Capital & Safety Analysis
According to FDIC financial data, HOME FS&LA OF NILES holds a Tier 1 capital ratio of 14.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME FS&LA OF NILES has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME FS&LA OF NILES shows strong financial health indicators. With $150M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME FS&LA OF NILES has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 14.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME FS&LA OF NILES holds $150M in total assets and $85M in total deposits. It is located in NILES, OHIO (FDIC Certificate #28349).
HOME FS&LA OF NILES has a Tier 1 capital ratio of 14.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.15%, and the return on assets is 0.65%.
Yes. HOME FS&LA OF NILES is FDIC-insured (Certificate #28349). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.