HOME FS&LA OF GRAND ISLAND
GRAND ISLAND, NEBRASKA · FDIC Cert #29476
Capital & Safety Analysis
According to FDIC financial data, HOME FS&LA OF GRAND ISLAND holds a Tier 1 capital ratio of 16.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME FS&LA OF GRAND ISLAND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME FS&LA OF GRAND ISLAND shows strong financial health indicators. With $466M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME FS&LA OF GRAND ISLAND has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 16.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME FS&LA OF GRAND ISLAND holds $466M in total assets and $395M in total deposits. It is located in GRAND ISLAND, NEBRASKA (FDIC Certificate #29476).
HOME FS&LA OF GRAND ISLAND has a Tier 1 capital ratio of 16.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 1.02%.
Yes. HOME FS&LA OF GRAND ISLAND is FDIC-insured (Certificate #29476). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.