HOME FEDERAL BANK
SHREVEPORT, LOUISIANA · FDIC Cert #27654
Capital & Safety Analysis
According to FDIC financial data, HOME FEDERAL BANK holds a Tier 1 capital ratio of 13.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME FEDERAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME FEDERAL BANK shows strong financial health indicators. With $638M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME FEDERAL BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME FEDERAL BANK holds $638M in total assets and $575M in total deposits. It is located in SHREVEPORT, LOUISIANA (FDIC Certificate #27654).
HOME FEDERAL BANK has a Tier 1 capital ratio of 13.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.72%.
Yes. HOME FEDERAL BANK is FDIC-insured (Certificate #27654). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.