HOME BANK&TRUST CO
EUREKA, KANSAS · FDIC Cert #4664
Capital & Safety Analysis
According to FDIC financial data, HOME BANK&TRUST CO holds a Tier 1 capital ratio of 9.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME BANK&TRUST CO has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 9.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME BANK&TRUST CO holds $169M in total assets and $156M in total deposits. It is located in EUREKA, KANSAS (FDIC Certificate #4664).
HOME BANK&TRUST CO has a Tier 1 capital ratio of 9.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.60%.
Yes. HOME BANK&TRUST CO is FDIC-insured (Certificate #4664). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.