HOLCOMB BANK
ROCHELLE, ILLINOIS · FDIC Cert #9080
Capital & Safety Analysis
According to FDIC financial data, HOLCOMB BANK holds a Tier 1 capital ratio of 11.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOLCOMB BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOLCOMB BANK shows strong financial health indicators. With $310M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOLCOMB BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 11.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOLCOMB BANK holds $310M in total assets and $237M in total deposits. It is located in ROCHELLE, ILLINOIS (FDIC Certificate #9080).
HOLCOMB BANK has a Tier 1 capital ratio of 11.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.85%.
Yes. HOLCOMB BANK is FDIC-insured (Certificate #9080). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.