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BankHealth

HIGH PLAINS BANK

FLAGLER, COLORADO · FDIC Cert #3017

D
Health Score
46/100
$388M
Total Assets
$335M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, HIGH PLAINS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HIGH PLAINS BANK to additional regulatory scrutiny.

Key Financial Metrics

0.13%
Nonperforming Loans
Low — healthy loan portfolio
14.82%
Liquidity Ratio
Adequate liquidity
1.25%
Return on Assets
Profitable — earning well on assets
$335M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

HIGH PLAINS BANK shows some financial weakness with a Health Score of 46/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

HIGH PLAINS BANK has a Bank Health Score of D (46/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

HIGH PLAINS BANK holds $388M in total assets and $335M in total deposits. It is located in FLAGLER, COLORADO (FDIC Certificate #3017).

HIGH PLAINS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 1.25%.

Yes. HIGH PLAINS BANK is FDIC-insured (Certificate #3017). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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