HARRISON COUNTY BANK
LOST CREEK, WEST VIRGINIA · FDIC Cert #9030
Capital & Safety Analysis
According to FDIC financial data, HARRISON COUNTY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HARRISON COUNTY BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HARRISON COUNTY BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HARRISON COUNTY BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HARRISON COUNTY BANK holds $147M in total assets and $131M in total deposits. It is located in LOST CREEK, WEST VIRGINIA (FDIC Certificate #9030).
HARRISON COUNTY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.40%.
Yes. HARRISON COUNTY BANK is FDIC-insured (Certificate #9030). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.