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BankHealth

HARLEYSVILLE BANK

HARLEYSVILLE, PENNSYLVANIA · FDIC Cert #31461

A
Health Score
82/100
$864M
Total Assets
$665M
Total Deposits
14.31%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, HARLEYSVILLE BANK holds a Tier 1 capital ratio of 14.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HARLEYSVILLE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.24%
Nonperforming Loans
Low — healthy loan portfolio
17.74%
Liquidity Ratio
Adequate liquidity
1.36%
Return on Assets
Profitable — earning well on assets
$665M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

HARLEYSVILLE BANK shows strong financial health indicators. With $864M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

HARLEYSVILLE BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 14.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

HARLEYSVILLE BANK holds $864M in total assets and $665M in total deposits. It is located in HARLEYSVILLE, PENNSYLVANIA (FDIC Certificate #31461).

HARLEYSVILLE BANK has a Tier 1 capital ratio of 14.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 1.36%.

Yes. HARLEYSVILLE BANK is FDIC-insured (Certificate #31461). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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