HANCOCK COUNTY SB FSB
CHESTER, WEST VIRGINIA · FDIC Cert #29035
Capital & Safety Analysis
According to FDIC financial data, HANCOCK COUNTY SB FSB holds a Tier 1 capital ratio of 34.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HANCOCK COUNTY SB FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HANCOCK COUNTY SB FSB shows strong financial health indicators. With $473M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HANCOCK COUNTY SB FSB has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 34.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HANCOCK COUNTY SB FSB holds $473M in total assets and $372M in total deposits. It is located in CHESTER, WEST VIRGINIA (FDIC Certificate #29035).
HANCOCK COUNTY SB FSB has a Tier 1 capital ratio of 34.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.94%.
Yes. HANCOCK COUNTY SB FSB is FDIC-insured (Certificate #29035). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.