HALSTEAD BANK
HALSTEAD, KANSAS · FDIC Cert #17451
Capital & Safety Analysis
According to FDIC financial data, HALSTEAD BANK holds a Tier 1 capital ratio of 10.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HALSTEAD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HALSTEAD BANK shows strong financial health indicators. With $181M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HALSTEAD BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 10.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HALSTEAD BANK holds $181M in total assets and $166M in total deposits. It is located in HALSTEAD, KANSAS (FDIC Certificate #17451).
HALSTEAD BANK has a Tier 1 capital ratio of 10.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.05%.
Yes. HALSTEAD BANK is FDIC-insured (Certificate #17451). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.