HABIB AMERICAN BANK
NEW YORK, NEW YORK · FDIC Cert #25093
Capital & Safety Analysis
According to FDIC financial data, HABIB AMERICAN BANK holds a Tier 1 capital ratio of 13.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HABIB AMERICAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HABIB AMERICAN BANK shows strong financial health indicators. With $2.8B in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HABIB AMERICAN BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 13.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HABIB AMERICAN BANK holds $2.8B in total assets and $2.4B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #25093).
HABIB AMERICAN BANK has a Tier 1 capital ratio of 13.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 0.82%.
Yes. HABIB AMERICAN BANK is FDIC-insured (Certificate #25093). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.