GUARANTY B&T CO OF DELHI LA
DELHI, LOUISIANA · FDIC Cert #19638
Capital & Safety Analysis
According to FDIC financial data, GUARANTY B&T CO OF DELHI LA holds a Tier 1 capital ratio of 14.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GUARANTY B&T CO OF DELHI LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GUARANTY B&T CO OF DELHI LA shows strong financial health indicators. With $401M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GUARANTY B&T CO OF DELHI LA has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 14.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GUARANTY B&T CO OF DELHI LA holds $401M in total assets and $337M in total deposits. It is located in DELHI, LOUISIANA (FDIC Certificate #19638).
GUARANTY B&T CO OF DELHI LA has a Tier 1 capital ratio of 14.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.89%, and the return on assets is 1.86%.
Yes. GUARANTY B&T CO OF DELHI LA is FDIC-insured (Certificate #19638). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.