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BankHealth

GREENWOODS STATE BANK

LAKE MILLS, WISCONSIN · FDIC Cert #11623

B
Health Score
69/100
$584M
Total Assets
$501M
Total Deposits
12.20%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GREENWOODS STATE BANK holds a Tier 1 capital ratio of 12.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREENWOODS STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.60%
Nonperforming Loans
Low — healthy loan portfolio
16.37%
Liquidity Ratio
Adequate liquidity
0.55%
Return on Assets
Low profitability
$501M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREENWOODS STATE BANK shows strong financial health indicators. With $584M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREENWOODS STATE BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 12.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREENWOODS STATE BANK holds $584M in total assets and $501M in total deposits. It is located in LAKE MILLS, WISCONSIN (FDIC Certificate #11623).

GREENWOODS STATE BANK has a Tier 1 capital ratio of 12.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 0.55%.

Yes. GREENWOODS STATE BANK is FDIC-insured (Certificate #11623). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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