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BankHealth

GREENVILLE FEDERAL

GREENVILLE, OHIO · FDIC Cert #27965

C
Health Score
63/100
$245M
Total Assets
$223M
Total Deposits
11.71%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GREENVILLE FEDERAL holds a Tier 1 capital ratio of 11.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREENVILLE FEDERAL has a strong buffer to absorb potential losses.

Key Financial Metrics

0.49%
Nonperforming Loans
Low — healthy loan portfolio
14.46%
Liquidity Ratio
Adequate liquidity
-0.56%
Return on Assets
Negative — losing money
$223M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREENVILLE FEDERAL shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREENVILLE FEDERAL has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 11.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREENVILLE FEDERAL holds $245M in total assets and $223M in total deposits. It is located in GREENVILLE, OHIO (FDIC Certificate #27965).

GREENVILLE FEDERAL has a Tier 1 capital ratio of 11.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.49%, and the return on assets is -0.56%.

Yes. GREENVILLE FEDERAL is FDIC-insured (Certificate #27965). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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