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BankHealth

GREAT SOUTHERN BANK

REEDS SPRING, MISSOURI · FDIC Cert #29546

B
Health Score
77/100
$6.0B
Total Assets
$4.7B
Total Deposits
12.98%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GREAT SOUTHERN BANK holds a Tier 1 capital ratio of 12.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREAT SOUTHERN BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.23%
Nonperforming Loans
Low — healthy loan portfolio
15.62%
Liquidity Ratio
Adequate liquidity
1.44%
Return on Assets
Profitable — earning well on assets
$4.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREAT SOUTHERN BANK shows strong financial health indicators. With $6.0B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREAT SOUTHERN BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREAT SOUTHERN BANK holds $6.0B in total assets and $4.7B in total deposits. It is located in REEDS SPRING, MISSOURI (FDIC Certificate #29546).

GREAT SOUTHERN BANK has a Tier 1 capital ratio of 12.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.44%.

Yes. GREAT SOUTHERN BANK is FDIC-insured (Certificate #29546). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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