GREAT RIVERS BANK
BARRY, ILLINOIS · FDIC Cert #3762
Capital & Safety Analysis
According to FDIC financial data, GREAT RIVERS BANK holds a Tier 1 capital ratio of 12.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREAT RIVERS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GREAT RIVERS BANK shows strong financial health indicators. With $167M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GREAT RIVERS BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GREAT RIVERS BANK holds $167M in total assets and $140M in total deposits. It is located in BARRY, ILLINOIS (FDIC Certificate #3762).
GREAT RIVERS BANK has a Tier 1 capital ratio of 12.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.28%.
Yes. GREAT RIVERS BANK is FDIC-insured (Certificate #3762). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.