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BankHealth

GREAT NORTH BANK

FLORENCE, WISCONSIN · FDIC Cert #15146

A
Health Score
80/100
$172M
Total Assets
$124M
Total Deposits
17.55%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GREAT NORTH BANK holds a Tier 1 capital ratio of 17.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREAT NORTH BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.72%
Nonperforming Loans
Moderate — some loan stress
36.75%
Liquidity Ratio
Strong — can meet withdrawal demands
-1.08%
Return on Assets
Negative — losing money
$124M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREAT NORTH BANK shows strong financial health indicators. With $172M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREAT NORTH BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 17.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREAT NORTH BANK holds $172M in total assets and $124M in total deposits. It is located in FLORENCE, WISCONSIN (FDIC Certificate #15146).

GREAT NORTH BANK has a Tier 1 capital ratio of 17.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.72%, and the return on assets is -1.08%.

Yes. GREAT NORTH BANK is FDIC-insured (Certificate #15146). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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