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BankHealth

GRANT COUNTY BANK

ULYSSES, KANSAS · FDIC Cert #10918

C
Health Score
59/100
$296M
Total Assets
$252M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, GRANT COUNTY BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GRANT COUNTY BANK to additional regulatory scrutiny.

Key Financial Metrics

0.66%
Nonperforming Loans
Low — healthy loan portfolio
42.33%
Liquidity Ratio
Strong — can meet withdrawal demands
1.54%
Return on Assets
Profitable — earning well on assets
$252M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GRANT COUNTY BANK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GRANT COUNTY BANK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GRANT COUNTY BANK holds $296M in total assets and $252M in total deposits. It is located in ULYSSES, KANSAS (FDIC Certificate #10918).

GRANT COUNTY BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 1.54%.

Yes. GRANT COUNTY BANK is FDIC-insured (Certificate #10918). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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