GOLDEN BELT BANK FSA
HAYS, KANSAS · FDIC Cert #28735
Capital & Safety Analysis
According to FDIC financial data, GOLDEN BELT BANK FSA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GOLDEN BELT BANK FSA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GOLDEN BELT BANK FSA shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GOLDEN BELT BANK FSA has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GOLDEN BELT BANK FSA holds $320M in total assets and $264M in total deposits. It is located in HAYS, KANSAS (FDIC Certificate #28735).
GOLDEN BELT BANK FSA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 1.21%.
Yes. GOLDEN BELT BANK FSA is FDIC-insured (Certificate #28735). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.