GOLDEN BANK NATIONAL ASSN
HOUSTON, TEXAS · FDIC Cert #26223
Capital & Safety Analysis
According to FDIC financial data, GOLDEN BANK NATIONAL ASSN holds a Tier 1 capital ratio of 14.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GOLDEN BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GOLDEN BANK NATIONAL ASSN shows strong financial health indicators. With $1.9B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GOLDEN BANK NATIONAL ASSN has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 14.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GOLDEN BANK NATIONAL ASSN holds $1.9B in total assets and $1.6B in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #26223).
GOLDEN BANK NATIONAL ASSN has a Tier 1 capital ratio of 14.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.49%, and the return on assets is 1.89%.
Yes. GOLDEN BANK NATIONAL ASSN is FDIC-insured (Certificate #26223). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.