GNBANK NATIONAL ASSN
GIRARD, KANSAS · FDIC Cert #4673
Capital & Safety Analysis
According to FDIC financial data, GNBANK NATIONAL ASSN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GNBANK NATIONAL ASSN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GNBANK NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GNBANK NATIONAL ASSN has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GNBANK NATIONAL ASSN holds $981M in total assets and $764M in total deposits. It is located in GIRARD, KANSAS (FDIC Certificate #4673).
GNBANK NATIONAL ASSN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.89%.
Yes. GNBANK NATIONAL ASSN is FDIC-insured (Certificate #4673). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.