GLENS FALLS NB&T CO
GLENS FALLS, NEW YORK · FDIC Cert #7074
Capital & Safety Analysis
According to FDIC financial data, GLENS FALLS NB&T CO holds a Tier 1 capital ratio of 13.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GLENS FALLS NB&T CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GLENS FALLS NB&T CO shows strong financial health indicators. With $3.3B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GLENS FALLS NB&T CO has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 13.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GLENS FALLS NB&T CO holds $3.3B in total assets and $2.9B in total deposits. It is located in GLENS FALLS, NEW YORK (FDIC Certificate #7074).
GLENS FALLS NB&T CO has a Tier 1 capital ratio of 13.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.81%, and the return on assets is 0.93%.
Yes. GLENS FALLS NB&T CO is FDIC-insured (Certificate #7074). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.