GIBSLAND BANK&TRUST CO
GIBSLAND, LOUISIANA · FDIC Cert #16689
Capital & Safety Analysis
According to FDIC financial data, GIBSLAND BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GIBSLAND BANK&TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GIBSLAND BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GIBSLAND BANK&TRUST CO has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GIBSLAND BANK&TRUST CO holds $520M in total assets and $426M in total deposits. It is located in GIBSLAND, LOUISIANA (FDIC Certificate #16689).
GIBSLAND BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.91%, and the return on assets is 1.30%.
Yes. GIBSLAND BANK&TRUST CO is FDIC-insured (Certificate #16689). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.