GENOA BANKING CO
GENOA, OHIO · FDIC Cert #2285
Capital & Safety Analysis
According to FDIC financial data, GENOA BANKING CO holds a Tier 1 capital ratio of 10.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GENOA BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GENOA BANKING CO shows strong financial health indicators. With $647M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GENOA BANKING CO has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 10.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GENOA BANKING CO holds $647M in total assets and $576M in total deposits. It is located in GENOA, OHIO (FDIC Certificate #2285).
GENOA BANKING CO has a Tier 1 capital ratio of 10.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.50%.
Yes. GENOA BANKING CO is FDIC-insured (Certificate #2285). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.