GENESEE REGIONAL BANK
ROCHESTER, NEW YORK · FDIC Cert #26333
Capital & Safety Analysis
According to FDIC financial data, GENESEE REGIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject GENESEE REGIONAL BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
GENESEE REGIONAL BANK shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GENESEE REGIONAL BANK has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GENESEE REGIONAL BANK holds $1.2B in total assets and $905M in total deposits. It is located in ROCHESTER, NEW YORK (FDIC Certificate #26333).
GENESEE REGIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.95%.
Yes. GENESEE REGIONAL BANK is FDIC-insured (Certificate #26333). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.