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BankHealth

FWBANK

CHICAGO, ILLINOIS · FDIC Cert #59195

B
Health Score
74/100
$161M
Total Assets
$134M
Total Deposits
16.38%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FWBANK holds a Tier 1 capital ratio of 16.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FWBANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.31%
Nonperforming Loans
Moderate — some loan stress
27.10%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.25%
Return on Assets
Negative — losing money
$134M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FWBANK shows strong financial health indicators. With $161M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FWBANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 16.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FWBANK holds $161M in total assets and $134M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #59195).

FWBANK has a Tier 1 capital ratio of 16.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.31%, and the return on assets is -0.25%.

Yes. FWBANK is FDIC-insured (Certificate #59195). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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