FOREST PARK NB&T CO
FOREST PARK, ILLINOIS · FDIC Cert #15945
Capital & Safety Analysis
According to FDIC financial data, FOREST PARK NB&T CO holds a Tier 1 capital ratio of 11.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FOREST PARK NB&T CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FOREST PARK NB&T CO shows strong financial health indicators. With $309M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FOREST PARK NB&T CO has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FOREST PARK NB&T CO holds $309M in total assets and $278M in total deposits. It is located in FOREST PARK, ILLINOIS (FDIC Certificate #15945).
FOREST PARK NB&T CO has a Tier 1 capital ratio of 11.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.75%.
Yes. FOREST PARK NB&T CO is FDIC-insured (Certificate #15945). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.