FNB BANK
GOODLAND, KANSAS · FDIC Cert #14420
Capital & Safety Analysis
According to FDIC financial data, FNB BANK holds a Tier 1 capital ratio of 13.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FNB BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FNB BANK shows strong financial health indicators. With $261M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FNB BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 13.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FNB BANK holds $261M in total assets and $215M in total deposits. It is located in GOODLAND, KANSAS (FDIC Certificate #14420).
FNB BANK has a Tier 1 capital ratio of 13.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.09%, and the return on assets is 0.83%.
Yes. FNB BANK is FDIC-insured (Certificate #14420). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.