FMS BANK
FORT MORGAN, COLORADO · FDIC Cert #23764
Capital & Safety Analysis
According to FDIC financial data, FMS BANK holds a Tier 1 capital ratio of 12.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FMS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FMS BANK shows strong financial health indicators. With $287M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FMS BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 12.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FMS BANK holds $287M in total assets and $256M in total deposits. It is located in FORT MORGAN, COLORADO (FDIC Certificate #23764).
FMS BANK has a Tier 1 capital ratio of 12.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.92%, and the return on assets is 1.74%.
Yes. FMS BANK is FDIC-insured (Certificate #23764). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.