FLAGSTAR BANK NATIONAL ASSN
HICKSVILLE, NEW YORK · FDIC Cert #32541
Capital & Safety Analysis
According to FDIC financial data, FLAGSTAR BANK NATIONAL ASSN holds a Tier 1 capital ratio of 10.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FLAGSTAR BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FLAGSTAR BANK NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FLAGSTAR BANK NATIONAL ASSN has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 10.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FLAGSTAR BANK NATIONAL ASSN holds $119.0B in total assets and $79.7B in total deposits. It is located in HICKSVILLE, NEW YORK (FDIC Certificate #32541).
FLAGSTAR BANK NATIONAL ASSN has a Tier 1 capital ratio of 10.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.05%, and the return on assets is -1.30%.
Yes. FLAGSTAR BANK NATIONAL ASSN is FDIC-insured (Certificate #32541). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.