FIVE POINTS BANK OF HASTINGS
HASTINGS, NEBRASKA · FDIC Cert #14312
Capital & Safety Analysis
According to FDIC financial data, FIVE POINTS BANK OF HASTINGS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIVE POINTS BANK OF HASTINGS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIVE POINTS BANK OF HASTINGS shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIVE POINTS BANK OF HASTINGS has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIVE POINTS BANK OF HASTINGS holds $531M in total assets and $453M in total deposits. It is located in HASTINGS, NEBRASKA (FDIC Certificate #14312).
FIVE POINTS BANK OF HASTINGS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.02%.
Yes. FIVE POINTS BANK OF HASTINGS is FDIC-insured (Certificate #14312). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.