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BankHealth

FISHER NATIONAL BANK

FISHER, ILLINOIS · FDIC Cert #17513

A
Health Score
81/100
$343M
Total Assets
$288M
Total Deposits
12.97%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FISHER NATIONAL BANK holds a Tier 1 capital ratio of 12.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FISHER NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.37%
Nonperforming Loans
Low — healthy loan portfolio
21.00%
Liquidity Ratio
Strong — can meet withdrawal demands
1.43%
Return on Assets
Profitable — earning well on assets
$288M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FISHER NATIONAL BANK shows strong financial health indicators. With $343M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FISHER NATIONAL BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FISHER NATIONAL BANK holds $343M in total assets and $288M in total deposits. It is located in FISHER, ILLINOIS (FDIC Certificate #17513).

FISHER NATIONAL BANK has a Tier 1 capital ratio of 12.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 1.43%.

Yes. FISHER NATIONAL BANK is FDIC-insured (Certificate #17513). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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