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BankHealth

FIRSTIER BANK

KIMBALL, NEBRASKA · FDIC Cert #17478

C
Health Score
55/100
$952M
Total Assets
$827M
Total Deposits
14.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRSTIER BANK holds a Tier 1 capital ratio of 14.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRSTIER BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.88%
Nonperforming Loans
Moderate — some loan stress
2.12%
Liquidity Ratio
Low — potential liquidity stress
1.94%
Return on Assets
Profitable — earning well on assets
$827M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRSTIER BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRSTIER BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 14.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRSTIER BANK holds $952M in total assets and $827M in total deposits. It is located in KIMBALL, NEBRASKA (FDIC Certificate #17478).

FIRSTIER BANK has a Tier 1 capital ratio of 14.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.88%, and the return on assets is 1.94%.

Yes. FIRSTIER BANK is FDIC-insured (Certificate #17478). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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