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BankHealth

FIRSTBANK SOUTHWEST

AMARILLO, TEXAS · FDIC Cert #3387

B
Health Score
77/100
$1.8B
Total Assets
$1.5B
Total Deposits
12.24%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRSTBANK SOUTHWEST holds a Tier 1 capital ratio of 12.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRSTBANK SOUTHWEST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.54%
Nonperforming Loans
Low — healthy loan portfolio
20.64%
Liquidity Ratio
Strong — can meet withdrawal demands
1.20%
Return on Assets
Profitable — earning well on assets
$1.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRSTBANK SOUTHWEST shows strong financial health indicators. With $1.8B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRSTBANK SOUTHWEST has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRSTBANK SOUTHWEST holds $1.8B in total assets and $1.5B in total deposits. It is located in AMARILLO, TEXAS (FDIC Certificate #3387).

FIRSTBANK SOUTHWEST has a Tier 1 capital ratio of 12.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 1.20%.

Yes. FIRSTBANK SOUTHWEST is FDIC-insured (Certificate #3387). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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