FIRST WESTROADS BANK INC
OMAHA, NEBRASKA · FDIC Cert #19742
Capital & Safety Analysis
According to FDIC financial data, FIRST WESTROADS BANK INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST WESTROADS BANK INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST WESTROADS BANK INC shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST WESTROADS BANK INC has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST WESTROADS BANK INC holds $336M in total assets and $284M in total deposits. It is located in OMAHA, NEBRASKA (FDIC Certificate #19742).
FIRST WESTROADS BANK INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.77%.
Yes. FIRST WESTROADS BANK INC is FDIC-insured (Certificate #19742). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.