FIRST STB SHANNON-POLO
SHANNON, ILLINOIS · FDIC Cert #1781
Capital & Safety Analysis
According to FDIC financial data, FIRST STB SHANNON-POLO holds a Tier 1 capital ratio of 13.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB SHANNON-POLO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB SHANNON-POLO shows strong financial health indicators. With $194M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB SHANNON-POLO has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB SHANNON-POLO holds $194M in total assets and $173M in total deposits. It is located in SHANNON, ILLINOIS (FDIC Certificate #1781).
FIRST STB SHANNON-POLO has a Tier 1 capital ratio of 13.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.54%, and the return on assets is 1.00%.
Yes. FIRST STB SHANNON-POLO is FDIC-insured (Certificate #1781). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.