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BankHealth

FIRST STB OF CAMPBELL HILL

CAMPBELL HILL, ILLINOIS · FDIC Cert #10799

A
Health Score
97/100
$155M
Total Assets
$133M
Total Deposits
20.68%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST STB OF CAMPBELL HILL holds a Tier 1 capital ratio of 20.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF CAMPBELL HILL has a strong buffer to absorb potential losses.

Key Financial Metrics

0.33%
Nonperforming Loans
Low — healthy loan portfolio
30.78%
Liquidity Ratio
Strong — can meet withdrawal demands
1.66%
Return on Assets
Profitable — earning well on assets
$133M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST STB OF CAMPBELL HILL shows strong financial health indicators. With $155M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST STB OF CAMPBELL HILL has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 20.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST STB OF CAMPBELL HILL holds $155M in total assets and $133M in total deposits. It is located in CAMPBELL HILL, ILLINOIS (FDIC Certificate #10799).

FIRST STB OF CAMPBELL HILL has a Tier 1 capital ratio of 20.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 1.66%.

Yes. FIRST STB OF CAMPBELL HILL is FDIC-insured (Certificate #10799). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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