FIRST STATE COMMUNITY BANK
FARMINGTON, MISSOURI · FDIC Cert #17323
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE COMMUNITY BANK holds a Tier 1 capital ratio of 12.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE COMMUNITY BANK shows strong financial health indicators. With $4.0B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE COMMUNITY BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE COMMUNITY BANK holds $4.0B in total assets and $3.4B in total deposits. It is located in FARMINGTON, MISSOURI (FDIC Certificate #17323).
FIRST STATE COMMUNITY BANK has a Tier 1 capital ratio of 12.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 1.85%.
Yes. FIRST STATE COMMUNITY BANK is FDIC-insured (Certificate #17323). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.