FIRST STATE BANK OF GOLVA
GOLVA, NORTH DAKOTA · FDIC Cert #10243
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF GOLVA holds a Tier 1 capital ratio of 16.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF GOLVA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF GOLVA shows strong financial health indicators. With $110M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF GOLVA has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 16.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF GOLVA holds $110M in total assets and $105M in total deposits. It is located in GOLVA, NORTH DAKOTA (FDIC Certificate #10243).
FIRST STATE BANK OF GOLVA has a Tier 1 capital ratio of 16.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.69%, and the return on assets is 2.84%.
Yes. FIRST STATE BANK OF GOLVA is FDIC-insured (Certificate #10243). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.