FIRST STATE BANK OF FORREST
FORREST, ILLINOIS · FDIC Cert #11669
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF FORREST holds a Tier 1 capital ratio of 11.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF FORREST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF FORREST shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF FORREST has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 11.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF FORREST holds $298M in total assets and $249M in total deposits. It is located in FORREST, ILLINOIS (FDIC Certificate #11669).
FIRST STATE BANK OF FORREST has a Tier 1 capital ratio of 11.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.77%, and the return on assets is 0.52%.
Yes. FIRST STATE BANK OF FORREST is FDIC-insured (Certificate #11669). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.