FIRST SECURE STATE BANK
WONDER LAKE, ILLINOIS · FDIC Cert #22971
Capital & Safety Analysis
According to FDIC financial data, FIRST SECURE STATE BANK holds a Tier 1 capital ratio of 17.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SECURE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SECURE STATE BANK shows strong financial health indicators. With $286M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SECURE STATE BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 17.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SECURE STATE BANK holds $286M in total assets and $245M in total deposits. It is located in WONDER LAKE, ILLINOIS (FDIC Certificate #22971).
FIRST SECURE STATE BANK has a Tier 1 capital ratio of 17.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.87%, and the return on assets is 0.67%.
Yes. FIRST SECURE STATE BANK is FDIC-insured (Certificate #22971). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.