FIRST SECURE COMMUNITY BANK
SUGAR GROVE, ILLINOIS · FDIC Cert #35223
Capital & Safety Analysis
According to FDIC financial data, FIRST SECURE COMMUNITY BANK holds a Tier 1 capital ratio of 11.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SECURE COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SECURE COMMUNITY BANK shows average financial health. While not alarming, its Health Score of 54/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SECURE COMMUNITY BANK has a Bank Health Score of C (54/100). It holds a Tier 1 capital ratio of 11.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SECURE COMMUNITY BANK holds $506M in total assets and $429M in total deposits. It is located in SUGAR GROVE, ILLINOIS (FDIC Certificate #35223).
FIRST SECURE COMMUNITY BANK has a Tier 1 capital ratio of 11.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.57%, and the return on assets is 0.22%.
Yes. FIRST SECURE COMMUNITY BANK is FDIC-insured (Certificate #35223). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.