FIRST SECURE BANK&TRUST CO
PALOS HILLS, ILLINOIS · FDIC Cert #22536
Capital & Safety Analysis
According to FDIC financial data, FIRST SECURE BANK&TRUST CO holds a Tier 1 capital ratio of 13.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SECURE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SECURE BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SECURE BANK&TRUST CO has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 13.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SECURE BANK&TRUST CO holds $368M in total assets and $328M in total deposits. It is located in PALOS HILLS, ILLINOIS (FDIC Certificate #22536).
FIRST SECURE BANK&TRUST CO has a Tier 1 capital ratio of 13.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.32%, and the return on assets is 0.24%.
Yes. FIRST SECURE BANK&TRUST CO is FDIC-insured (Certificate #22536). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.