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BankHealth

FIRST RESOURCE BANK

EXTON, PENNSYLVANIA · FDIC Cert #57967

C
Health Score
60/100
$641M
Total Assets
$537M
Total Deposits
9.92%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST RESOURCE BANK holds a Tier 1 capital ratio of 9.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST RESOURCE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
7.12%
Liquidity Ratio
Low — potential liquidity stress
1.12%
Return on Assets
Profitable — earning well on assets
$537M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST RESOURCE BANK shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST RESOURCE BANK has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 9.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST RESOURCE BANK holds $641M in total assets and $537M in total deposits. It is located in EXTON, PENNSYLVANIA (FDIC Certificate #57967).

FIRST RESOURCE BANK has a Tier 1 capital ratio of 9.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.12%.

Yes. FIRST RESOURCE BANK is FDIC-insured (Certificate #57967). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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