FIRST NB&T CO OF BOTTINEAU
BOTTINEAU, NORTH DAKOTA · FDIC Cert #3902
Capital & Safety Analysis
According to FDIC financial data, FIRST NB&T CO OF BOTTINEAU holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB&T CO OF BOTTINEAU to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB&T CO OF BOTTINEAU shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB&T CO OF BOTTINEAU has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB&T CO OF BOTTINEAU holds $164M in total assets and $142M in total deposits. It is located in BOTTINEAU, NORTH DAKOTA (FDIC Certificate #3902).
FIRST NB&T CO OF BOTTINEAU has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.72%, and the return on assets is 1.61%.
Yes. FIRST NB&T CO OF BOTTINEAU is FDIC-insured (Certificate #3902). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.