FIRST NB OF WILLIAMSON
WILLIAMSON, WEST VIRGINIA · FDIC Cert #6805
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF WILLIAMSON holds a Tier 1 capital ratio of 11.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF WILLIAMSON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF WILLIAMSON shows strong financial health indicators. With $116M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF WILLIAMSON has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF WILLIAMSON holds $116M in total assets and $108M in total deposits. It is located in WILLIAMSON, WEST VIRGINIA (FDIC Certificate #6805).
FIRST NB OF WILLIAMSON has a Tier 1 capital ratio of 11.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.64%, and the return on assets is -0.15%.
Yes. FIRST NB OF WILLIAMSON is FDIC-insured (Certificate #6805). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.