FIRST NB OF WATERLOO
WATERLOO, ILLINOIS · FDIC Cert #3842
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF WATERLOO holds a Tier 1 capital ratio of 12.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF WATERLOO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF WATERLOO shows strong financial health indicators. With $918M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF WATERLOO has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 12.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF WATERLOO holds $918M in total assets and $765M in total deposits. It is located in WATERLOO, ILLINOIS (FDIC Certificate #3842).
FIRST NB OF WATERLOO has a Tier 1 capital ratio of 12.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.77%, and the return on assets is 0.47%.
Yes. FIRST NB OF WATERLOO is FDIC-insured (Certificate #3842). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.