FIRST NB OF PANDORA
PANDORA, OHIO · FDIC Cert #6671
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF PANDORA holds a Tier 1 capital ratio of 10.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF PANDORA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF PANDORA shows strong financial health indicators. With $264M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF PANDORA has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 10.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF PANDORA holds $264M in total assets and $243M in total deposits. It is located in PANDORA, OHIO (FDIC Certificate #6671).
FIRST NB OF PANDORA has a Tier 1 capital ratio of 10.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.13%.
Yes. FIRST NB OF PANDORA is FDIC-insured (Certificate #6671). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.