FIRST NB OF JEANERETTE
JEANERETTE, LOUISIANA · FDIC Cert #4290
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF JEANERETTE holds a Tier 1 capital ratio of 13.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF JEANERETTE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF JEANERETTE shows strong financial health indicators. With $460M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF JEANERETTE has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 13.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF JEANERETTE holds $460M in total assets and $399M in total deposits. It is located in JEANERETTE, LOUISIANA (FDIC Certificate #4290).
FIRST NB OF JEANERETTE has a Tier 1 capital ratio of 13.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 2.38%.
Yes. FIRST NB OF JEANERETTE is FDIC-insured (Certificate #4290). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.