FIRST NB OF DRYDEN
DRYDEN, NEW YORK · FDIC Cert #7031
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF DRYDEN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB OF DRYDEN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF DRYDEN shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF DRYDEN has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF DRYDEN holds $221M in total assets and $203M in total deposits. It is located in DRYDEN, NEW YORK (FDIC Certificate #7031).
FIRST NB OF DRYDEN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.55%, and the return on assets is 2.18%.
Yes. FIRST NB OF DRYDEN is FDIC-insured (Certificate #7031). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.